Everyday banking, without borders
One personal account for everything — multi-currency balances, virtual cards, instant transfers, crypto and savings. Bank the way your life moves.
Free to open · No monthly fees on the standard plan · 2-minute onboarding
Everything you need, in one account
From daily spending to long-term savings — every tool is built in, secure and ready from day one.
Multi-currency accounts
Hold, send and receive 30+ currencies with real IBANs. Convert instantly at competitive rates with no hidden spreads.
Virtual IBANs
Get dedicated IBANs for receiving international payments. Fully ISO 13616 compliant and ready for cross-border business.
Instant transfers
Move money to other Capitech customers instantly, 24/7. Maker-checker approvals add an extra layer of security on every transfer.
Virtual & physical cards
Issue virtual cards instantly and order physical cards to spend anywhere. Set per-card limits and freeze any card with one tap.
Crypto
Buy, sell and hold digital assets straight from your account. Custodial wallets and live prices keep everything in one place.
Term deposits
Grow your savings with fixed-term deposits at competitive rates. Auto-rollover keeps your money working for you.
Banking live in minutes
No branches, no paperwork, no waiting rooms. Just a clean, fast onboarding flow.
Open account
Sign up in minutes with your email and choose a personal account. No branches, no paperwork.
Verify identity
Complete KYC verification securely with your ID. Most approvals are instant, with bank-grade checks.
Start banking
Fund your account, create cards and start sending, spending and saving across currencies.
Ready to bank beyond borders?
Join thousands of customers and businesses banking smarter with Capitech. Open your account in minutes — free.